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---- Nous avons besoin d'un traduction français!
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I am so glad to be self-employed. No jumping through hoops, no dealing with the endless bureaucracy. If I weren't self-employed I would certainly prefer to not pay UI premiums and in return not be eligible to collect UI.
"Tom is a well known racist, and like most of them he won't admit it, possibly even to himself." - Ed Seedhouse, October 4, 2020.
I am so glad to be self-employed. No jumping through hoops, no dealing with the endless bureaucracy. If I weren't self-employed I would certainly prefer to not pay UI premiums and in return not be eligible to collect UI.
Tom,
There are hundreds of thousands of Canadians that collect EI. Why would you think that you would not be eligible to collect EI (not UI... it changed many years ago)?
Jordan
No matter how big and bad you are, when a two-year-old hands you a toy phone, you answer it.
There are hundreds of thousands of Canadians that collect EI. Why would you think that you would not be eligible to collect EI (not UI... it changed many years ago)?
Jordan
What's he eligible for? Maternity or paternity leave? What's a person eligible for if they are self employed and don't pay premiums? I'm curious.
I seem to recall a time when I didn't have to pay UI premiums when they were called that. My employer guaranteed my job and I didn't pay and presumably the employer didn't pay for me either. Then some rules changed and I had to start paying again.
We've come a long way, baby. When we had our first baby not only didn't my wife get maternity leave and paid benefits by the government. She was asked to resign. It wasn't worth persuing because there was no intention of returning to work. I always figured looking after the kids was a full time job.
What's he eligible for? Maternity or paternity leave? What's a person eligible for if they are self employed and don't pay premiums? I'm curious.
Gary,
I think I missed the context of Tom's message...
In answer to your question, if you don't pay premiums, you aren't eligible for a claim. Period. Self-employed persons can contribute voluntarily, and after one year they would be eligible for Special Benefits only (i.e. Maternity, Parental, Sickness, Compassionate Care).
I seem to recall a time when I didn't have to pay UI premiums when they were called that. My employer guaranteed my job and I didn't pay and presumably the employer didn't pay for me either. Then some rules changed and I had to start paying again.
We've come a long way, baby. When we had our first baby not only didn't my wife get maternity leave and paid benefits by the government. She was asked to resign. It wasn't worth persuing because there was no intention of returning to work.
Without knowing your wife's work history prior to giving birth, I can't possibly explain why that would have been.
An EI claim is always worth pursuing. Why a person would disqualify himself by not applying because he thinks he won't qualify is beyond my comprehension. There is never any harm in applying even if the ultimate outcome may be that the claim is denied. Even if the claimant knows for sure they will be disqualified, the only way to truly know is by applying.
Claim decisions can be appealed, or reconsidered if new information comes in that could change a decision. However, if you don't apply, you have exactly zero chance of receiving benefit. That's called self-disqualification, and it's illogical and unnecessary.
I always figured looking after the kids was a full time job.
It is, however it's not insurable work ;)
On the flipside, there is a benefit to receiving Maternity or Parental benefits that some people aren't aware of. A person who receives Maternity or Parental benefits will automatically fulfill the Labout Force Attachment (LFA) for 260 weeks (5 years) after the last week that those benefits were paid. That means that the claimant would not need to have 910 hours to qualify for a new claim if they were off work for more than a year after the end of the Maternity or Parental. Claimaints who meet LFA would only need 420-700 hours (depending on the local unemployment rate) for up to five years as a result of being out of the workforce for even one week to help raise a child.
Jordan
Last edited by Jordan S. Berson; Wednesday, 20th June, 2012, 01:56 PM.
Reason: I'm special...
No matter how big and bad you are, when a two-year-old hands you a toy phone, you answer it.
Without knowing your wife's work history prior to giving birth, I can't possibly explain why that would have been.
It was the 1960's. She had worked for a health insurer continuously for several years. That was before there was OHIP to cover doctors visits and that sort of thing. They sent a bill for the doctors delivery and the anesthesiat.
Times were different. It was the way they did things. It wasn't anything personal.
It was the 1960's. She had worked for a health insurer continuously for several years. That was before there was OHIP to cover doctors visits and that sort of thing. They sent a bill for the doctors delivery and the anesthesiat.
Times were different. It was the way they did things. It wasn't anything personal.
I didn't take it personally, don't worry. I just try to educate people because EI can be rather complex, and now there are new initiatives coming down the pipe that we are soon getting training on... news at 11 ;)
No matter how big and bad you are, when a two-year-old hands you a toy phone, you answer it.
" The federal NDP may have lost some of the ground it gained against the Conservatives in the aftermath of Tom Mulcair's takeover as party leader, a new poll suggests.
According to numbers released by Nanos Research, support for the Conservative Party is holding steady at 33.6 per cent among committed voters, compared with 33.5 per cent in May, with the NDP sliding to 30.3 per cent from 33.6 per cent, which had been a near tie with the governing party.....Survey suggests support for the Liberal Party is at 26.5 per cent while the Green Party is at 4.4 per cent. The Bloc Québécois is at 17.2 per cent, up from 13.9 per cent, in Quebec, and at 4.2 per cent nationally. "
I hope this doesn't get you too excited, since we all know polls do fluctuate somewhat. Let's wait for the next poll, after the next wave of federal public sector layoffs.
" The federal NDP may have lost some of the ground it gained against the Conservatives in the aftermath of Tom Mulcair's takeover as party leader, a new poll suggests.
According to numbers released by Nanos Research, support for the Conservative Party is holding steady at 33.6 per cent among committed voters, compared with 33.5 per cent in May, with the NDP sliding to 30.3 per cent from 33.6 per cent, which had been a near tie with the governing party.....Survey suggests support for the Liberal Party is at 26.5 per cent while the Green Party is at 4.4 per cent. The Bloc Québécois is at 17.2 per cent, up from 13.9 per cent, in Quebec, and at 4.2 per cent nationally. "
I hope this doesn't get you too excited, since we all know polls do fluctuate somewhat. Let's wait for the next poll, after the next wave of federal public sector layoffs.
I'd still keep that $ 20 in safe-keeping for me.
Bob A
Well, I hadn't seen that poll as I don't normally watch CBC news. For the NDP to form even a minority government, the way I see it, they would have to keep almost every riding they won in Quebec last election. That seems unlikely. They would have to win more ridings in Ontario. That's a possibility. They'd also have to win more in Western Canada and Eastern Canada.
We don't even know who the Liberal leader will be. It could be a star or a dud.
A lot of things go into winning an election.
If you look at Ontario, I'm not sure the provincial Conservatives could win an election with the current leadership. I didn't even consider them a player in the last provincial budget. They haven't shown they can work well in a minority government so why would anyone assume they would work well with the people if they if they have a majority? Even with all the problems which have been coming up for the liberals, they look better to me than the Hudak conservatives.
In the U.S., they gave Obama four years and I think they will give him another four. It's hard to beat an incumbent unless he's really made a lot of mistakes and I don't think that has happened. Also, I don't see a strong third party candidate to split the vote from one of them. As an example, Perot took a lot of votes from the senior Bush which helped Clinton win his first term.
I've been sitting here this morning, thinking deeply about what I'll do with the $ 20 I'll win on our bet that the NDP will form the next government of Canada, and how to maximize my investment of it.
I think I know how to quadruple my $ 20!
As I understand it, when one makes a donation to a Can. political party, you get a 75% tax credit for the amount donated - am I right on this?
So if I win, how about if you donate $ 80 to the federal NDP. In fact this will only cost you $ 20, since from the $ 80, you'll get a $ 60 credit - with me so far?? Though I've won the bet, together, with positive cooperation, we can make that $ 20 grow!
As I understand it, when one makes a donation to a Can. political party, you get a 75% tax credit for the amount donated - am I right on this?
So if I win, how about if you donate $ 80 to the federal NDP. In fact this will only cost you $ 20, since from the $ 80, you'll get a $ 60 credit - with me so far?? Though I've won the bet, together, with positive cooperation, we can make that $ 20 grow!
What do you think of this financial strategy?
Bob A
Hi Bob,
I think we'll leave our small wager as is with no changes. What you do with your $20, in the unlikely event you win, is up to you.
I have no idea on the tax situation for donating to a political party. I've never donated anything to them nor have I ever bought one of their membership cards.
Dalton and Andrea haven't been doing such a great job here in Ontario. I was at he cardiologist's office yesterday. There are about half dozen cardiologists in the office along with technicians for the echo machines, stress treadmills, cardiographs, etc. They have offices in Scarborough, Pickering and Ajax. I see him in Scarborough.
Anyhow the government has instituted a new fee schedule for what they call self referrals. The fees make it uneconomical for them to have a patient come into the office, do an echo cardiograph, a regular cardiograph and see the doctor in the same day. If a patient has a mechanical heart valve it has to be checked regularly to ensure it's working properly. The same as pacemakers have to be monitored.
In any case, he said if the new schedule is implement he will be closing the doors.
It looks to me like with the Libs and NDPers running Ontario the province is going back to people dying on waiting lists.
If you want to donate to those politicians it's up to you.
I think we'll leave our small wager as is with no changes. What you do with your $20, in the unlikely event you win, is up to you.
I have no idea on the tax situation for donating to a political party. I've never donated anything to them nor have I ever bought one of their membership cards.
Dalton and Andrea haven't been doing such a great job here in Ontario. I was at he cardiologist's office yesterday. There are about half dozen cardiologists in the office along with technicians for the echo machines, stress treadmills, cardiographs, etc. They have offices in Scarborough, Pickering and Ajax. I see him in Scarborough.
Anyhow the government has instituted a new fee schedule for what they call self referrals. The fees make it uneconomical for them to have a patient come into the office, do an echo cardiograph, a regular cardiograph and see the doctor in the same day. If a patient has a mechanical heart valve it has to be checked regularly to ensure it's working properly. The same as pacemakers have to be monitored.
In any case, he said if the new schedule is implement he will be closing the doors.
It looks to me like with the Libs and NDPers running Ontario the province is going back to people dying on waiting lists.
If you want to donate to those politicians it's up to you.
The amusing thing was reading the comments in the local newspaper from politicians about how great Ontario was for doctors and how the doctors who left for the U.S. from Canada are regretting the decision. NOT! My brother, an orthopedic specialist went to the Dallas, Texas area and just loves it down there. His reasons for going had more to do with the local hospital situation in Windsor than the problems in Ontario. Initially he was making no more in Texas than he would have here but had a much better quality of life and got the operating room time he could not get here at all because of hospital politics and restrictions.
You are going to see a lot of Ontario doctors retiring a few years earlier or moving to Alberta or the U.S. if present trends continue.
IC75-2R8: Contributions to a Registered Party, a Registered Association or to a Candidate at a Federal Election.
How to calculate a claim
30. Under the Income Tax Act, contributions to registered parties, registered associations, and candidates are deductible from tax otherwise payable according to the following schedule:
Eligible Amount of Contribution = Deduction $ 0.01 to $400.00.................... 75% of contributions
$ 400.01 to $750.00................. $300.00, plus 50% of contributions over $400.00
$ 750.01 to $1,275.00.............. $475.00, plus 33 1/3% of the amount by which the total exceeds $750.00
$ 1,275.01 and over................. $650.00 maximum deduction
So if I win, how about if you donate $ 80 to the federal NDP. In fact this will only cost you $ 20, since from the $ 80, you'll get a $ 60 credit - with me so far?? Though I've won the bet, together, with positive cooperation, we can make that $ 20 grow!
Bob,
The government will not refund you $60 for making an $80 donation. That would be nonsense. They will give you a 75% credit on your income, meaning you'll get back whatever you would be taxed on for $60 of income. If your marginal tax rate (combined federal and provincial) is, for example, 25%, then your credit will be $15 on an $80 donation.
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